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How to Use ACH Payment APIs for Your Business

The ACH Payment APIs allow businesses to send and receive money with their customers securely. Learn how to use ACH Payment APIs for your fintech business. … Read More

7 Best Reasons To Start An ACH Payment API App

7 Best Reasons To Start An ACH Payment API App

ACH payment APIs bring money connectivity to millions in the United States. Here are 7 reasons why you should start your own and join this fintech future. … Read More

13+ Financial Features You Can Add to Your Fintech App

13+ Financial Features You Can Add to Your Fintech App

With the growing fintech industry, there are a number of financial features you can add to your fintech app. Here are 13 features to consider! … Read More

How Do I Go About Finding A Bank To Act As ODFI?

How Do I Go About Finding A Bank To Act As ODFI?

As a fintech startup that wants to offer payment features, you need to work with a bank that is an Originating Depository Financial Institution (ODFI). Here’s how to go about finding an ODFI to work with. … Read More

What Constitutes KYC: The KYC Regime in Fintech

What Constitutes KYC: The KYC Regime in Fintech

KYC and KYB are data-driven regulations that must be followed by all users when using common payment networks like the ACH network and the federal reserve system. Here’s a brief guide to the KYC regime in fintech. … Read More

Bank Account API Linking Through Plaidtures

Adding Instant ACH To Your Financial Features

Instant ACH can amplify your financial products. Here’s how to do that with Sila. … Read More

Why an ACH Payment Isn’t Transferred Immediately

Why an ACH Payment Isn’t Transferred Immediately

What’s with the delay? And when can you expect a payment to go through? … Read More

Sila and the ACH Network

Sila and the ACH Network

Sila sends money transfers on the ACH Network and as secure crypto transfers. See how secure crypto and ACH transfers can improve your business. … Read More

The Sila International Money Transfer API Integration

The Sila International Money Transfer API Integration

Sila’s international money transfer API integration is easy to use and designed to be implemented into your current payment system. See how, today!
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Sending ACH Payments with Sila

With secure solutions like Sila, you can move ACH payments and money internationally faster (and more affordably) than ever before. … Read More

Know Your Customer (KYC) What is it and why is it important

Know Your Customer (KYC): What is it and why is it important?

US ACH transfers require that you “Know Your Customer.” KYC compliance can be outsourced when you use ACH payment APIs like Sila! … Read More

The Basics of an ACH Payment

The Basics of an ACH Payment

ACH payments are a secure way to send cash electronically in the states. Consider ACH payment API to process ACH payments fast, affordably, securely. … Read More

Understanding the Basics of ACH Fraud

Understanding the Basics of ACH Fraud

ACH fraud is rare, but it affects security and trust. Mitigate ACH fraud with ACH APIs that outsource secure bank account linking and KYC data. … Read More

ACH Risks What You Need to Know

ACH Risks: What You Need to Know

Sending bank-to-bank transfer is easy with same day ACH payment. However, as is the case with all financial transactions, there are inherent risks. … Read More

Process Differences Between ACH Payments and Credit Cards

Process Differences Between ACH Payments and Credit Cards

An ACH payment is a bank-to-bank transfer facilitated by the Automated Clearing House (ACH) Network and other ACH Operators. Because it is automated and far more reliable than sending other forms of electronic payment, many people prefer to use ACH payment as the primary form of sending money in the United States, either for business or for a personal transaction. … Read More

What Are ACH Payments and How Do They Work

What Are ACH Payments and How Do They Work?

Every day, people are interacting with ACH transactions, even if they don’t realize it. ACH payments are commonly known as things like direct deposit and are considered to be the main reason why paper checks are falling out of style … Read More

Understanding the ACH Network

Understanding the ACH Network

If you have ever sent a payment using bank-to-bank, or if you have received your paycheck through direct deposit, then you have interacted with the ACH Network.  In the simplest form, the ACH Network is the system that processes a … Read More

The ACH Network and OFAC What You Need to Know

The ACH Network and OFAC: What You Need to Know

If you have ever sent money directly through your bank account, then you’ve interacted with the Automated Clearing House (ACH) Network. This network, which exists solely in the United States but operates similarly to other money transfer networks worldwide, is … Read More

Secure Bank Account Linking with Electronic ACH Transfers

Secure Bank Account Linking with Electronic ACH Transfers

Sending money electronically is a fast and convenient way to pay for food, services, or even a favor. So when you send the money, you want to make sure that your banking information is safe.  Sending a money transfer through … Read More

How Does an ACH API Support Blockchain Technology

How Does an ACH API Support Blockchain Technology

Transferring money into the U.S. has notoriously been cumbersome to do. For example, U.S. ex-pats abroad have a hard time sending and receiving electronic payments in USD, and they have to wire transfer or connect a series of banks in … Read More

Security Best Practices for ACH API Payment Data

Security Best Practices for ACH API Payment Data

Sending a payment over the ACH Network provides users with a fast and easy payment option for bank-to-bank money transfers. Since an ACH transaction involves the sharing of sensitive information, typically through an online network, it’s important that the ACH … Read More

How Long Does an ACH Transfer Take

How Long Does an ACH Transfer Take?

The Sila API allows users to send money transfers electronically via ACH transfers and the Sila token. Unfortunately, for most people who use ACH transfers to make a payment, sending and receiving money is not instantaneous.  Instead, it may take … Read More

Do ACH Payments Have Fees

Do ACH Payments Have Fees?

Sending money transfers sometimes come with fees. If you send a lot of money, especially by wire transfer, then you know that these fees can definitely add up. Sending money as an ACH transfer can save you from spending a … Read More

ACH Return Codes

When processing an ACH payment, you may come across an ACH return code and there are hundreds of reasons why a return code can occur.  If working with an ACH payment client, like Sila, it’s important to understand what these … Read More

ACH API for Developers

If you are an online retailer or e-commerce store, then you are well aware of the frustrations that can emerge at checkout. Statistics show that approximately 75.6% of shopping carts are abandoned globally, and that number rises to 85.65% on … Read More

Why ACH Makes Sense for Digital Wallets

Automated Clearing House (ACH) transactions are quick and secure payment methods that can allow direct bank payments or debits for online payments. By accepting ACH transfers as a verified payment method, your company can service more customer groups and rely … Read More

What is an ACH API

What is an ACH API?

Whether you are a programmer and interested in developing ACH APIs or you are a business owner and interested in incorporating them in day to day transactions, ACH APIs can drastically change how your business operates and open doors for bigger international transactions and a different type of market option. … Read More