A new financial world, built by you.

Banking, Digital Wallet & ACH Payments API for Software Teams

Sila has come a long way in its first 4 years in existence. None of which would have been possible without the support and trust of our customers. Thank you! To celebrate, we put together a select highlights reel.

One API to KYC users, link bank accounts, and transfer money fast.

The Sila API and SDKs make it simple to store value and transfer money between bank accounts, crypto and digital wallets from inside your application while maintaining compliance with U.S. regulations.

Get up and running in 10 lines of code.

SDKs for JavaScript, Python, Go, Java, C#, .NET.

Store value in wallets and transfer money in bank accounts.

Sila offers a simple, secure, and scalable banking API to make money programmable with built-in regulatory compliance.


Reduce your compliance costs and increase your speed to market with built-in compliance-as-a-service. Sila is an official partner of Alloy.

Bank Account Linking API

Link individual bank accounts and business bank accounts to your end-users. We support 9,600 banks in the U.S. Sila is an official partner for Plaid for Auth, Identity, and Balance.

Digital Wallet API

Store value and transfer money from bank accounts to white-label wallets using SILAUSD.

ACH Transfer API

Automate ACH transfers using Ethereum Smart Contracts. Move money faster with SameDay ACH and Instant ACH (Coming Soon)


SILAUSD is a U.S. issued stablecoin pegged to the U.S. penny. Underlying USD funds are held by Evolve Bank & Trust, an FDIC member bank. SILAUSD makes money programmable by enabling 24/7 transfers. By removing platform operators from the flow of funds onboarding is faster than ever.

The creativity and passion of our client partners drives us to be our very best.

"The easiest way to close real estate transactions."
Online Real Estate Transactions
"Buy, sell, and accept digital assets."
Cryptocurrency Exchange
"Digital payment solutions for pharmacies."
Freelance Payments

Full-featured API & SDKS. Free Sandbox. ACH transfers from 20 cents.