Expand Your International Finance Operations to the US with ACHNow

As an experienced international money mover, you are accustomed to the speed and efficiency of instant settlement in countries like the UK, India, Brazil, & beyond. Now, it’s time to bring that same level of service to the US market with ACHNow.

Leverage Instant Payment Rails

ACHNow harnesses the power of RTP and FedNow rails, enabling your business to operate with the same agility and speed that you expect from international markets. With ACHNow, you can offer instant settlement services to your US customers, ensuring seamless, real-time transactions across the globe.

Cards

Why Choose ACHNow for Your US Expansion?

Real-Time Settlements

ACHNow provides instantaneous payment processing, allowing you to move funds quickly and efficiently within the US. This capability is crucial for maintaining the level of service your international clients expect and demand.

No Coding Required

Simply send us your Nacha file, and we’ll handle the rest. Our seamless process ensures a hassle-free experience, allowing you to fully leverage our powerful orchestration layer. Enjoy the efficiency and simplicity of ACHNow without the need for any coding expertise.

Digital Wallet Creation

Cost-Effective Transactions

Reduce your transaction fees significantly. ACHNow’s intelligent routing algorithm selects the most cost-effective payment rails, saving you money on every transaction and improving your bottom line.

Same Day Pre-Approval

Real-Time Reporting & Analytics

Gain insights into your financial operations with ACHNow’s real-time reporting and analytics. Monitor transactions, track payments, and analyze cash flow to make informed decisions and optimize your financial strategy.

Robust Compliance

Navigating the complexities of US financial regulations can be challenging. ACHNow simplifies this process with built-in compliance features, ensuring that all transactions meet local and federal requirements.

Build a Worldwide Money-Moving Business

With ACHNow, expanding your financial services to the US has never been easier. Our platform allows you to:

  • Offer your international clients the same instant settlement services they enjoy in other markets.
  • Enhance your operational efficiency with real-time payments.
  • Stay compliant with US regulations effortlessly.
  • Grow your business with a reliable and scalable payment solution.
ACH / Payments

Get Started with ACHNow Today

Expanding to the US with ACHNow can unlock the full potential of your international finance operations. Join the ranks of forward-thinking companies revolutionizing the financial industry with instant, secure, and cost-effective payment solutions.

Discover how ACHNow can transform your US operations. Contact us today to schedule a demo or learn more about our solutions.

Ready to expand your business?

Banking

What is ACHNow?

ACHNow facilitates instant ACH settlement for all transactions. It utilizes an orchestration layer to route ACH transactions through instant payment rails like Real-Time Payments (RTP) and FedNow, ensuring fast and irrevocable payment processing.

ACHNow FAQ

What is ACHNow and how does it work?

ACHNow is an orchestration layer that intelligently routes ACH transactions onto the instant rails of Real-Time Payments (RTP), FedNow or Sila’s Instant Settlement product.

Where is ACHNow available?

ACHNow is available in the United States.

Is this RTP or FedNow?

ACHNow utilizes both RTP and FedNow.

Do I need to choose between RTP or FedNow?

No, ACHNow provides your business with access to both RTP and FedNow via a single API. You don’t need to be concerned about which instant rail is growing faster and deploy your engineering resources because Sila has already completed all the work for you.

Does ACHNow push and pull payments?

Yes, ACHNow supports both push and pull (request for payment) options.

How long does it take to get ACHNow up and running?

The answer to this question is quite subjective as it would depend upon the skill level of your software engineer and the amount of time provided to the integration. On average, this is a 1-week integration process. API documentation can be found here.

Do I need a Money Transmitter Licenses?

Sila is an agent of our two sponsor banks and this arrangement allows us to utilize their bank charter, which precludes our customers from needing money transmitter licenses (MTLs).

Can I get a demo to see how it works?

Yes, we are proud of ACHNow and would love to provide a live demonstration. Just click here to schedule your demo.

How does ACHNow pricing compare to wires?

Share your estimated ACH volumes, and Sila will create bespoke pricing that best suits your use case. Current customers are seeing as much as 80% savings versus wires.

The services that SILA provides are mission-critical and you need a strong partner to not only solve problems today, but a partner you can trust to have the foresight to build for the future.

— Seni T
CEO Edge Markets