Pricing (new)

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Flexible pricing plans designed to grow with your business.

Sila Money API Pricing

Grow

ASK SALES

Scale

ASK SALES

Sandbox Access

FreeFree

One-Time Setup Fee

$2,000$7,500

Monthly Platform Access Fee

$2,000$10,000

ACH Transfers

$0.20$0.10

Digital Wallet Transfers

FreeFree

Branded Bank Statement Name

Ex. My Company-Debit

FreeFree

Compliance As A Service

IncludedIncluded

Digital Wallets

UnlimitedUnlimited

Sila Enhanced Fraud Prevention

IncludedIncluded

Sila Marketplace Access

FreeFree

Slack / Zoom Support

IncludedIncluded

Monthly Platform Credits — Choose One

Identity Verification KYC

Individuals

1,0005,000

Identity Verification KYB

Organizations

5002,500

Standard ACH Transfers

Debit or Credit

2,00010,000

ACH & Wallet Transfer API

Wallet to Wallet

transfer_sila

FreeFree

ACH Debit

issue_sila

$0.20$0.10

ACH Credit

redeem_sila

$0.20$0.10

Same-day ACH Credit Transfer

Add
$0.20
Add
$0.20

Same-day ACH Debit Transfer

Add
$0.20
Add
$0.20

Zero-Risk Instant ACH (beta)

See requirements

N/A2%
($0.50 min)

KYC and KYB API

KYC

Non-Documentary

$2$2

KYB

Non-Documentary

$4$4

KYC

Documentary

See docs accepted

$4$4

KYB

Documentary

See docs accepted

$4$4

Bank Account API

Check Bank Account Balance

Plaid Balance

$0.10$0.10

Virtual Bank Account Number

Coming Soon

Ask SalesAsk Sales

Domestic Wires

$15$15

International Wires

$50$50

ACH Transfer Amounts

Monthly minimum transfer

UnlimitedUnlimited

Max ACH transfer

$100kAsk Sales

Minimum ACH Transfer amount

$0.01$0.01

ACH Returns

Per unauthorized return

$5.30$5.30

All other returns

i.e. Insufficient Funds

$0.45$0.45
Sila Money API Pricing

Sandbox Access

Free

One-Time Setup Fee

$2,000

Monthly Platform Access Fee

$2,000

ACH Transfers

$0.20

Digital Wallet Transfers

Free

Branded Bank Statement Name

Ex. My Company-Debit

Free

Compliance As A Service

Included

Digital Wallets

Unlimited

Sila Enhanced Fraud Prevention

Included

Sila Marketplace Access

Free

Slack / Zoom Support

Included

Monthly Platform Credits — Choose One

Identity Verification KYC

Individuals

1,000

Identity Verification KYB

Organizations

500

Standard ACH Transfers

Debit or Credit

2,000

Bank Account Linking

Plaid Auth

1,000

ACH & Wallet Transfer API

Wallet to Wallet

transfer_sila

Free

ACH Debit

issue_sila

$0.20

ACH Credit

redeem_sila

$0.20

Same-day ACH Credit Transfer

Add $0.20

Same-day ACH Debit Transfer

Add $0.20

Zero-Risk Instant ACH (beta)

See requirements

2% ($0.50 min)

KYC and KYB API

No Identity Verification

$0

KYC

Non-Documentary

$2

KYB

Non-Documentary

$4

KYC

Documentary

See docs accepted

$4

KYB

Documentary

See docs accepted

$4

Bank Account API

Bank Account Linking

Plaid Auth

$1

Check Bank Account Balance

Plaid Balance

$0.10

Virtual Bank Account Number

Coming Soon

Ask Sales

Domestic Wires

Learn more

$15

International Wires

Learn more

$50

ACH Transfer Amounts

Monthly minimum Transfer amount

Unlimited

Max Transfer amount

$100k

Minimum Transfer amount

$0.01

ACH Returns

Per unauthorized return

$5.30

All other returns

i.e. Insufficient Funds

$0.45

Sandbox Access

Free

One-Time Setup Fee

$7,500

Monthly Platform Access Fee

$10,000

ACH Transfers

$0.10

Digital Wallet Transfers

Free

Branded Bank Statement Name

Ex. My Company-Debit

Free

Compliance As A Service

Included

Digital Wallets

Unlimited

Sila Enhanced Fraud Prevention

Included

Sila Marketplace Access

Free

Slack / Zoom Support

Included

Monthly Platform Credits — Choose One

Identity Verification KYC

Individuals

5,000

Identity Verification KYB

Organizations

2,500

Standard ACH Transfers

Debit or Credit

10,000

Bank Account Linking

Plaid Auth

5,000

ACH & Wallet Transfer API

Wallet to Wallet

transfer_sila

Free

ACH Debit

issue_sila

$0.10

ACH Credit

redeem_sila

$0.10

Same-day ACH Credit Transfer

Add $0.20

Same-day ACH Debit Transfer

Add $0.20

KYC and KYB API

No Identity Verification

$0

KYC

Non-Documentary

$2

KYB

Non-Documentary

$4

KYC

Documentary

See docs accepted

$4

KYB

Documentary

See docs accepted

$4

Bank Account API

Bank Account Linking

Plaid Auth

$1

Check Bank Account Balance

Plaid Balance

$0.10

Virtual Bank Account Number

Coming Soon

Ask Sales

Domestic Wires

Learn more

$15

International Wires

Learn more

$50

ACH Transfer Amounts

Monthly minimum Transfer amount

Unlimited

Max Transfer amount

$99.9MM

Minimum Transfer amount

$0.01

ACH Returns

Per unauthorized return

$5.30

All other returns

i.e. Insufficient Funds

$0.45

Feature Availability

Grow I
Grow II
Scale | Enterprise | Custom
ACH
AvailableAvailableAvailable
Wires
N/AAvailableAvailable
Virtual Accounts
N/AAvailableAvailable
Instant Settlement
N/AAvailableAvailable
Instant ACH
N/AN/AAvailable

  • Coming soon:
  • Push-to-Venmo/Paypal
  • Push to Card
  • Wire API
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