Pricing
Find a plan that's right for you.
With an annual plan you'll save 95% on transaction costs.
Starter | Launch | Custom | |
Sandbox Access | Free | Free | Free |
Application Fee+$199 surcharge per non-US person | $199 | $199 | $199 |
Platform License FeeIncludes free monthly onboarding allowance. | $99/month | $999/month | $2,000+/month |
Term | Monthly | Annual | Annual |
Bank Account to Digital WalletPer transaction | $0.20+0.20%, max of $4 | $0.10+0.10%, max of $2 | As low as $0.10 |
Digital Wallet to Bank AccountPer transaction | $0.20+0.20%, max of $4 | $0.10+0.10%, max of $2 | As low as $0.10 |
Digital Wallet to Digital WalletPer transaction | $0.20 | $0.10 | Free |
Bank Account to Bank AccountPer transaction | $0.60+0.40%, max of $8.60 | $0.30+0.20%, max of $4.30 | Custom |
Max transaction amount | $99,999,999 | $99,999,999 | $99,999,999 |
Minimum transaction amount | $0.01 | $0.01 | $0.01 |
Individual Identity VerificationPer new user (one-time) | $3 | $3 | Custom |
Business Identity VerificationPer new user (one-time) | $5 | $5 | Custom |
Free Identity VerificationsPer month | 50 individuals or 25 businesses | 500 individuals or 250 businesses | Custom |
Free Linked Bank AccountsPer new user | 1 | 1 | 1 |
Sila Enhanced Fraud PreventionIdentity and Bank Account name match | Included | Included | Custom |
SupportGet direct access and a dedicated Slack channel to chat 1:1 with our engineering and product teams. | - | Included | Included |
Optional Upgrades | |||
Additional Bank Accounts Linked | $2 | $2 | Custom |
Disable Sila Enhanced Fraud Prevention | - | Yes | Yes |
Same-day ACH DebitAvailable via API | - | $0.20 surcharge | Custom |
Same-day ACH CreditAvailable via API | - | $0.20 surcharge | Custom |
WiresDomestic & International | - | $500 one-time fee $15 per domestic wire $50 per international wire | Custom |
Pooled/Omnibus/FBO Accounts | - | $500 one-time fee | Custom |
Account Balance CheckOnly available for Plaid Instant | $0.15 | $0.10 | Custom |
Adaptive KYC/KYBIncluding No-KYC (requires approval) | - | $500 one-time application fee for each KYC tier | Custom |
Custom ACH Statement NameEx. My Company Inc | - | $500 one-time fee | Custom |
Custom ACH Statement ItemEx. My Company Inc - XYZ | - | $0.60 per custom transaction | Custom |
Changes to Standard Legal Agreements | - | Pass-through cost - $500 per hour for legal review | Custom |
Bank Pass-through Fees |
Per Unauthorized Return | $5.20 + 0.20% | $5.10 + 0.10% | $5 + transaction fee |
All Other Returnsi.e. Insufficent Funds | $0.35 + 0.20% | $0.25 + 0.10% | $0.15 + transaction fee |
Sandbox Access
FreeApplication Fee
+$199 surcharge per non-US person
$199Platform License Fee
Includes free monthly onboarding allowance.
$99/monthTerm
MonthlyBank Account to Digital Wallet
Per transaction
$0.20+0.20%, max of $4Digital Wallet to Bank Account
Per transaction
$0.20+0.20%, max of $4Digital Wallet to Digital Wallet
Per transaction
$0.20Bank Account to Bank Account
Per transaction
$0.60+0.40%, max of $8.60Max transaction amount
$99,999,999Minimum transaction amount
$0.01Individual Identity Verification
Per new user (one-time)
$3Business Identity Verification
Per new user (one-time)
$5Free Identity Verifications
Per month
50 individuals or 25 businessesFree Linked Bank Accounts
Per new user
1Sila Enhanced Fraud Prevention
Identity and Bank Account name match
IncludedOptional Upgrades
Additional Bank Accounts Linked
$2Disable Sila Enhanced Fraud Prevention
-Same-day ACH Debit
-Wires
Domestic & International
-Same-day ACH Credit
-Account Balance Check
Only available for Plaid Instant
$0.15Adaptive KYC/KYB
Including No-KYC (requires approval)
-Custom ACH Statement Name
Ex. My Company Inc
-Custom ACH Statement Item
Ex. My Company Inc - XYZ
-Changes to Standard Legal Agreements
-Bank Pass-through Fees
Per Unauthorized Return
$5.20 + 0.20%All Other Returns
i.e. Insufficent Funds
$0.35 + 0.20%Sandbox Access
FreeApplication Fee
+$199 surcharge per non-US person
$199Platform License Fee
Includes free monthly onboarding allowance.
$999/monthTerm
AnnualBank Account to Digital Wallet
Per transaction
$0.10+0.10%, max of $2Digital Wallet to Bank Account
Per transaction
$0.10+0.10%, max of $2Digital Wallet to Digital Wallet
Per transaction
$0.10Bank Account to Bank Account
Per transaction
$0.30+0.20%, max of $4.30Max transaction amount
$99,999,999Minimum transaction amount
$0.01Individual Identity Verification
Per new user (one-time)
$3Business Identity Verification
Per new user (one-time)
$5Free Identity Verifications
Per month
500 individuals or 250 businessesFree Linked Bank Accounts
Per new user
1Sila Enhanced Fraud Prevention
Identity and Bank Account name match
IncludedSupport
Get direct access and a dedicated Slack channel to chat 1:1 with our engineering and product teams.
IncludedOptional Upgrades
Additional Bank Accounts Linked
$2Disable Sila Enhanced Fraud Prevention
YesSame-day ACH Debit
Coming soon
$0.30+0.10%, max of $2Wires
Domestic & International
$500 one-time fee$15 per domestic wire
$50 per international wire
Same-day ACH Credit
Coming soon
$0.30+0.10%, max of $2Account Balance Check
Only available for Plaid Instant
$0.10Adaptive KYC/KYB
Including No-KYC (requires approval)
$500 one-time application fee for each KYC tierCustom ACH Statement Name
Ex. My Company Inc
$500 one-time feeCustom ACH Statement Item
Ex. My Company Inc - XYZ
$0.60 per custom transactionChanges to Standard Legal Agreements
Pass-through cost - $500 per hour for legal reviewBank Pass-through Fees
Per Unauthorized Return
$5.10 + 0.10%All Other Returns
i.e. Insufficent Funds
$0.25 + 0.10%Sandbox Access
FreeApplication Fee
+$199 surcharge per non-US person
$199Platform License Fee
Includes free monthly onboarding allowance.
$2,000+/monthTerm
AnnualBank Account to Digital Wallet
Per transaction
As low as $0.10Digital Wallet to Bank Account
Per transaction
As low as $0.10Digital Wallet to Digital Wallet
Per transaction
FreeBank Account to Bank Account
Per transaction
CustomMax transaction amount
$99,999,999Minimum transaction amount
$0.01Individual Identity Verification
Per new user (one-time)
CustomBusiness Identity Verification
Per new user (one-time)
CustomFree Identity Verifications
Per month
1Free Linked Bank Accounts
Per new user
CustomSila Enhanced Fraud Prevention
Identity and Bank Account name match
CustomSupport
Get direct access and a dedicated Slack channel to chat 1:1 with our engineering and product teams.
IncludedOptional Upgrades
Additional Bank Accounts Linked
CustomDisable Sila Enhanced Fraud Prevention
YesSame-day ACH Debit
Coming soon
CustomWires
Domestic & International
CustomSame-day ACH Credit
Coming soon
CustomAccount Balance Check
Only available for Plaid Instant
CustomAdaptive KYC/KYB
Including No-KYC (requires approval)
CustomCustom ACH Statement Name
Ex. My Company Inc
CustomCustom ACH Statement Item
Ex. My Company Inc - XYZ
CustomChanges to Standard Legal Agreements
CustomBank Pass-through Fees
Per Unauthorized Return
$5 + transaction feeAll Other Returns
i.e. Insufficent Funds
$0.15 + transaction fee Need help understanding how transaction pricing is calculated?