Pricing

Find a plan that's right for you.

With an annual plan you'll save 95% on transaction costs.

 

Starter

Launch

Custom

Sandbox Access

FreeFreeFree

Application Fee

+$199 surcharge per non-US person

$199$199$199

Platform License Fee

Includes free monthly onboarding allowance.

$99/month$999/month$2,000+/month

Term

MonthlyAnnualAnnual

Bank Account to Digital Wallet

Per transaction

$0.20+0.20%, max of $4$0.10+0.10%, max of $2As low as $0.10

Digital Wallet to Bank Account

Per transaction

$0.20+0.20%, max of $4$0.10+0.10%, max of $2As low as $0.10

Digital Wallet to Digital Wallet

Per transaction

$0.20$0.10Free

Bank Account to Bank Account

Per transaction

$0.60+0.40%, max of $8.60$0.30+0.20%, max of $4.30Custom

Max transaction amount

$99,999,999$99,999,999$99,999,999

Minimum transaction amount

$0.01$0.01$0.01

Individual Identity Verification

Per new user (one-time)

$3$3Custom

Business Identity Verification

Per new user (one-time)

$5$5Custom

Free Identity Verifications

Per month

50 individuals or 25 businesses500 individuals or 250 businessesCustom

Free Linked Bank Accounts

Per new user

111

Sila Enhanced Fraud Prevention

Identity and Bank Account name match

IncludedIncludedCustom

Support

Get direct access and a dedicated Slack channel to chat 1:1 with our engineering and product teams.

-IncludedIncluded

Optional Upgrades

Additional Bank Accounts Linked

$2$2Custom

Disable Sila Enhanced Fraud Prevention

-YesYes

Same-day ACH Debit

Available via API

-$0.20 surchargeCustom

Same-day ACH Credit

Available via API

-$0.20 surchargeCustom

Wires

Domestic & International

-$500 one-time fee
$15 per domestic wire
$50 per international wire
Custom

Pooled/Omnibus/FBO Accounts

-$500 one-time feeCustom

Account Balance Check

Only available for Plaid Instant

$0.15$0.10Custom

Adaptive KYC/KYB

Including No-KYC (requires approval)

-$500 one-time application fee for each KYC tierCustom

Custom ACH Statement Name

Ex. My Company Inc

-$500 one-time feeCustom

Custom ACH Statement Item

Ex. My Company Inc - XYZ

-$0.60 per custom transactionCustom

Changes to Standard Legal Agreements

-Pass-through cost - $500 per hour for legal reviewCustom

Bank Pass-through Fees

Per Unauthorized Return

$5.20 + 0.20%$5.10 + 0.10%$5 + transaction fee

All Other Returns

i.e. Insufficent Funds

$0.35 + 0.20%$0.25 + 0.10%$0.15 + transaction fee

Sandbox Access

Free

Application Fee

+$199 surcharge per non-US person

$199

Platform License Fee

Includes free monthly onboarding allowance.

$99/month

Term

Monthly

Bank Account to Digital Wallet

Per transaction

$0.20+0.20%, max of $4

Digital Wallet to Bank Account

Per transaction

$0.20+0.20%, max of $4

Digital Wallet to Digital Wallet

Per transaction

$0.20

Bank Account to Bank Account

Per transaction

$0.60+0.40%, max of $8.60

Max transaction amount

$99,999,999

Minimum transaction amount

$0.01

Individual Identity Verification

Per new user (one-time)

$3

Business Identity Verification

Per new user (one-time)

$5

Free Identity Verifications

Per month

50 individuals or 25 businesses

Free Linked Bank Accounts

Per new user

1

Sila Enhanced Fraud Prevention

Identity and Bank Account name match

Included

Optional Upgrades

Additional Bank Accounts Linked

$2

Disable Sila Enhanced Fraud Prevention

-

Same-day ACH Debit

-

Wires

Domestic & International

-

Same-day ACH Credit

-

Account Balance Check

Only available for Plaid Instant

$0.15

Adaptive KYC/KYB

Including No-KYC (requires approval)

-

Custom ACH Statement Name

Ex. My Company Inc

-

Custom ACH Statement Item

Ex. My Company Inc - XYZ

-

Changes to Standard Legal Agreements

-

Bank Pass-through Fees

Per Unauthorized Return

$5.20 + 0.20%

All Other Returns

i.e. Insufficent Funds

$0.35 + 0.20%

Sandbox Access

Free

Application Fee

+$199 surcharge per non-US person

$199

Platform License Fee

Includes free monthly onboarding allowance.

$999/month

Term

Annual

Bank Account to Digital Wallet

Per transaction

$0.10+0.10%, max of $2

Digital Wallet to Bank Account

Per transaction

$0.10+0.10%, max of $2

Digital Wallet to Digital Wallet

Per transaction

$0.10

Bank Account to Bank Account

Per transaction

$0.30+0.20%, max of $4.30

Max transaction amount

$99,999,999

Minimum transaction amount

$0.01

Individual Identity Verification

Per new user (one-time)

$3

Business Identity Verification

Per new user (one-time)

$5

Free Identity Verifications

Per month

500 individuals or 250 businesses

Free Linked Bank Accounts

Per new user

1

Sila Enhanced Fraud Prevention

Identity and Bank Account name match

Included

Support

Get direct access and a dedicated Slack channel to chat 1:1 with our engineering and product teams.

Included

Optional Upgrades

Additional Bank Accounts Linked

$2

Disable Sila Enhanced Fraud Prevention

Yes

Same-day ACH Debit

Coming soon

$0.30+0.10%, max of $2

Wires

Domestic & International

$500 one-time fee
$15 per domestic wire
$50 per international wire

Same-day ACH Credit

Coming soon

$0.30+0.10%, max of $2

Account Balance Check

Only available for Plaid Instant

$0.10

Adaptive KYC/KYB

Including No-KYC (requires approval)

$500 one-time application fee for each KYC tier

Custom ACH Statement Name

Ex. My Company Inc

$500 one-time fee

Custom ACH Statement Item

Ex. My Company Inc - XYZ

$0.60 per custom transaction

Changes to Standard Legal Agreements

Pass-through cost - $500 per hour for legal review

Bank Pass-through Fees

Per Unauthorized Return

$5.10 + 0.10%

All Other Returns

i.e. Insufficent Funds

$0.25 + 0.10%

Sandbox Access

Free

Application Fee

+$199 surcharge per non-US person

$199

Platform License Fee

Includes free monthly onboarding allowance.

$2,000+/month

Term

Annual

Bank Account to Digital Wallet

Per transaction

As low as $0.10

Digital Wallet to Bank Account

Per transaction

As low as $0.10

Digital Wallet to Digital Wallet

Per transaction

Free

Bank Account to Bank Account

Per transaction

Custom

Max transaction amount

$99,999,999

Minimum transaction amount

$0.01

Individual Identity Verification

Per new user (one-time)

Custom

Business Identity Verification

Per new user (one-time)

Custom

Free Identity Verifications

Per month

1

Free Linked Bank Accounts

Per new user

Custom

Sila Enhanced Fraud Prevention

Identity and Bank Account name match

Custom

Support

Get direct access and a dedicated Slack channel to chat 1:1 with our engineering and product teams.

Included

Optional Upgrades

Additional Bank Accounts Linked

Custom

Disable Sila Enhanced Fraud Prevention

Yes

Same-day ACH Debit

Coming soon

Custom

Wires

Domestic & International

Custom

Same-day ACH Credit

Coming soon

Custom

Account Balance Check

Only available for Plaid Instant

Custom

Adaptive KYC/KYB

Including No-KYC (requires approval)

Custom

Custom ACH Statement Name

Ex. My Company Inc

Custom

Custom ACH Statement Item

Ex. My Company Inc - XYZ

Custom

Changes to Standard Legal Agreements

Custom

Bank Pass-through Fees

Per Unauthorized Return

$5 + transaction fee

All Other Returns

i.e. Insufficent Funds

$0.15 + transaction fee
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