Find a plan that's right for you.

With an annual plan you'll save 95% on transaction costs.

 

Starter

Launch

Scale

Sandbox Access

Free

Application Fee

+$199 surcharge per non-US person

$199

Platform License Fee

Includes free monthly onboarding allowance.

$99/month $999/month $2,000+/month

Term

Monthly Annual Annual

Bank Account to Digital Wallet

Per transaction

$0.20+0.20%, max of $4 $0.10+0.10%, max of $2 As low as $0.10

Digital Wallet to Bank Account

Per transaction

$0.20+0.20%, max of $4 $0.10+0.10%, max of $2 As low as $0.10

Digital Wallet to Digital Wallet

Per transaction

$0.20 $0.10 Free

Bank Account to Bank Account

Per transaction

$0.60+0.40%, max of 8.20 $0.30+0.20%, max of $4.10 Custom

Max transaction amount

$99,999,999

Minimum transaction amount

$0.01

Individual Identity Verification

Per new user (one-time)

$3 $3 Custom

Business Identity Verification

Per new user (one-time)

$5 $5 Custom

Free Identity Verifications

Per month

50 individuals or 25 businesses 500 individuals or 250 businesses Custom

Free Linked Bank Accounts

Per new user

1 1 1

Sila Enhanced Fraud Prevention

Identity and Bank Account name match

Included Included Custom

Optional Upgrades

Additional Bank Accounts Linked

$2 $2 Custom

Disable Sila Enhanced Fraud Prevention

- Yes Yes

Same-day ACH Debit

Coming soon

- $0.20 surcharge Custom

Same-day ACH Credit

Coming soon

- $0.20 surcharge Custom

Wires

Domestic & International

- $500 one-time fee, $50 per wire Custom

Pooled/Omnibus/FBO Accounts

- $500 one-time fee Custom

Account Balance Check

Only available for Plaid Instant

$0.15 $0.10 Custom

Adaptive KYC/KYB

Including No-KYC (requires approval)

- $500 one-time application fee for each KYC tier Custom

Custom ACH Statement Name

Ex. My Company Inc

- $500 one-time fee Custom

Custom ACH Statement Item

Ex. My Company Inc - XYZ

- $0.60 per custom transaction Custom

Changes to Standard Legal Agreements

- Pass-through cost - $500 per hour for legal review Custom

Bank Pass-through Fees

Per Unauthorized Return

$5.20 + 0.20% $5.10 + 0.10% $5 + transaction fee

All Other Returns

i.e. Insufficent Funds

$0.35 + 0.20% $0.25 + 0.10% $0.15 + transaction fee

Sandbox Access

Free

Application Fee

+$199 surcharge per non-US person

$199

Platform License Fee

Includes free monthly onboarding allowance.

$99/month

Term

Monthly

Bank Account to Digital Wallet

Per transaction

$0.20+0.20%, max of $4

Digital Wallet to Bank Account

Per transaction

$0.20+0.20%, max of $4

Digital Wallet to Digital Wallet

Per transaction

$0.20

Bank Account to Bank Account

Per transaction

$0.60+0.40%, max of 8.20

Max transaction amount

$99,999,999

Minimum transaction amount

$0.01

Individual Identity Verification

Per new user (one-time)

$3

Business Identity Verification

Per new user (one-time)

$5

Free Identity Verifications

Per month

50 individuals or 25 businesses

Free Linked Bank Accounts

Per new user

1

Sila Enhanced Fraud Prevention

Identity and Bank Account name match

Included

Optional Upgrades

Additional Bank Accounts Linked

$2

Disable Sila Enhanced Fraud Prevention

-

Same-day ACH Debit

Coming soon

-

Wires

Domestic & International

-

Same-day ACH Credit

Coming soon

-

Account Balance Check

Only available for Plaid Instant

$0.15

Adaptive KYC/KYB

Including No-KYC (requires approval)

-

Custom ACH Statement Name

Ex. My Company Inc

-

Custom ACH Statement Item

Ex. My Company Inc - XYZ

-

Changes to Standard Legal Agreements

-

Bank Pass-through Fees

Per Unauthorized Return

$5.20 + 0.20%

All Other Returns

i.e. Insufficent Funds

$0.35 + 0.20%

Sandbox Access

Free

Application Fee

+$199 surcharge per non-US person

$199

Platform License Fee

Includes free monthly onboarding allowance.

$999/month

Term

Annual

Bank Account to Digital Wallet

Per transaction

$0.10+0.10%, max of $2

Digital Wallet to Bank Account

Per transaction

$0.10+0.10%, max of $2

Digital Wallet to Digital Wallet

Per transaction

$0.10

Bank Account to Bank Account

Per transaction

$0.30+0.20%, max of $4.10

Max transaction amount

$99,999,999

Minimum transaction amount

$0.01

Individual Identity Verification

Per new user (one-time)

$3

Business Identity Verification

Per new user (one-time)

$5

Free Identity Verifications

Per month

500 individuals or 250 businesses

Free Linked Bank Accounts

Per new user

1

Sila Enhanced Fraud Prevention

Identity and Bank Account name match

Included

Optional Upgrades

Additional Bank Accounts Linked

$2

Disable Sila Enhanced Fraud Prevention

Yes

Same-day ACH Debit

Coming soon

$0.30+0.10%, max of $2

Wires

Domestic & International

$500 one-time fee

Same-day ACH Credit

Coming soon

$0.30+0.10%, max of $2

Account Balance Check

Only available for Plaid Instant

$0.10

Adaptive KYC/KYB

Including No-KYC (requires approval)

$500 one-time application fee for each KYC tier

Custom ACH Statement Name

Ex. My Company Inc

$500 one-time fee

Custom ACH Statement Item

Ex. My Company Inc - XYZ

$0.60 per custom transaction

Changes to Standard Legal Agreements

Pass-through cost - $500 per hour for legal review

Bank Pass-through Fees

Per Unauthorized Return

$5.10 + 0.10%

All Other Returns

i.e. Insufficent Funds

$0.25 + 0.10%

Sandbox Access

Free

Application Fee

+$199 surcharge per non-US person

$199

Platform License Fee

Includes free monthly onboarding allowance.

$2,000+/month

Term

Annual

Bank Account to Digital Wallet

Per transaction

As low as $0.10

Digital Wallet to Bank Account

Per transaction

As low as $0.10

Digital Wallet to Digital Wallet

Per transaction

Free

Bank Account to Bank Account

Per transaction

Custom

Max transaction amount

$99,999,999

Minimum transaction amount

$0.01

Individual Identity Verification

Per new user (one-time)

Custom

Business Identity Verification

Per new user (one-time)

Custom

Free Identity Verifications

Per month

1

Free Linked Bank Accounts

Per new user

Custom

Sila Enhanced Fraud Prevention

Identity and Bank Account name match

Custom

Optional Upgrades

Additional Bank Accounts Linked

Custom

Disable Sila Enhanced Fraud Prevention

Yes

Same-day ACH Debit

Coming soon

Custom

Wires

Domestic & International

Custom

Same-day ACH Credit

Coming soon

Custom

Account Balance Check

Only available for Plaid Instant

Custom

Adaptive KYC/KYB

Including No-KYC (requires approval)

Custom

Custom ACH Statement Name

Ex. My Company Inc

Custom

Custom ACH Statement Item

Ex. My Company Inc - XYZ

Custom

Changes to Standard Legal Agreements

Custom

Bank Pass-through Fees

Per Unauthorized Return

$5 + transaction fee

All Other Returns

i.e. Insufficent Funds

$0.15 + transaction fee
Need help understanding how transaction pricing is calculated?